Comments on: Does the FHA 91-day rule apply to my newest property? http://www.financiallyfreelandlord.com/does-the-fha-91-day-rule-apply-to-my-newest-property/ Get Your Questions About Real Estate Investing Answered Wed, 18 Jan 2012 11:32:09 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: ugg outlet boots http://www.financiallyfreelandlord.com/does-the-fha-91-day-rule-apply-to-my-newest-property/comment-page-1/#comment-4627 ugg outlet boots Fri, 09 Sep 2011 21:31:10 +0000 http://financiallyfreelandlord.com/does-the-fha-91-day-rule-apply-to-my-newest-property/#comment-4627 I just now put the hyperlink to your site in my small Twitter Wall. comfortable blog page in fact., I just now put the hyperlink to your site in my small Twitter Wall. comfortable blog page in fact.,

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]]> By: Scott Nachatilo http://www.financiallyfreelandlord.com/does-the-fha-91-day-rule-apply-to-my-newest-property/comment-page-1/#comment-103 Scott Nachatilo Sat, 19 Dec 2009 05:27:53 +0000 http://financiallyfreelandlord.com/does-the-fha-91-day-rule-apply-to-my-newest-property/#comment-103 Mark - I don't think it's going to do you any good to try to fight this one. I don't think there is a way around it. Now, if you can find some other type of financing (other than FHA), then you aren't bound by this specific HUD rule. The problem is that FHA is backing up so many of the loans for retail buyers right now. Another way to look at this is that you can use the time frame to your advantage. If you finish your rehab before those 90 days, you promote the property and show it. However, you won't be able to put it under contract. By the telling the buyer they can't have it yet, you create scarcity. That can definitely work in your favor. Also, I would also suggest that instead of trying to figure out how to get around this rule, you should focus on how you could do more volume. Put more money together so you can do more rehabs at the same time. Mark – I don’t think it’s going to do you any good to try to fight this one. I don’t think there is a way around it.

Now, if you can find some other type of financing (other than FHA), then you aren’t bound by this specific HUD rule. The problem is that FHA is backing up so many of the loans for retail buyers right now.

Another way to look at this is that you can use the time frame to your advantage. If you finish your rehab before those 90 days, you promote the property and show it.

However, you won’t be able to put it under contract. By the telling the buyer they can’t have it yet, you create scarcity. That can definitely work in your favor.

Also, I would also suggest that instead of trying to figure out how to get around this rule, you should focus on how you could do more volume. Put more money together so you can do more rehabs at the same time.

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